Taking Care of You and Your Business

Perry & Carroll protects the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.

Welcome To Perry & Carroll

We're Part of Your Community

Perry & Carroll is one of the largest independent insurance agencies serving New York State’s Southern Tier and Pennsylvania’s Northern Tier. Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life. READ MORE…

Why Utility Line Coverage is a Must

Don’t wait until disaster strikes – Secure Utility Line Coverage for your property. As a homeowner, you do your fair share of upkeep around the house. From locking the doors at night to cleaning out the gutters, owning and maintaining a home is no small feat. What most homeowners don’t realize is Read More

Find Out What Equipment Breakdown Coverage Is & Why You Need It

Protect your personal possessions with Equipment Breakdown Coverage. Any homeowner will know that replacing and repairing appliances such as furnaces, air conditioners, fridges, and TVs can get very expensive very quickly. What’s worse is that you don’t know when these appliances will go kaput, so Read More

How to Choose the Right Deductible

Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home and auto Read More