Taking Care of You and Your Business

Perry & Carroll protects the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.

Welcome To Perry & Carroll

We're Part of Your Community

Perry & Carroll is one of the largest independent insurance agencies serving New York State’s Southern Tier and Pennsylvania’s Northern Tier. Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life. READ MORE…

Do Small Businesses Need Umbrella Insurance?

Your small business may lack in size, but not in risks. Many small businesses mistakenly believe that umbrella insurance is predominately for larger businesses. Generally speaking, umbrella insurance is for any business whose risks are great enough. The main function of commercial umbrella Read More

How to Insure Your Home Business

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 of Read More

What is Services Line Coverage?

Should you consider services line coverage for your home? Most homeowners don't realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. The cost of repairing or replacing underground service lines is costly and not covered by Read More