Taking Care of You and Your Business

Perry & Carroll protects the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.

Welcome To Perry & Carroll

We're Part of Your Community

Perry & Carroll is one of the largest independent insurance agencies serving New York State’s Southern Tier and Pennsylvania’s Northern Tier. Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life. READ MORE…

Easy Ways to Prevent Frozen Pipes

Prevent Your Home’s Pipes from Freezing The winter is well and truly here, meaning that temperatures are continuing to drop. As the mercury drops, we need to prepare our homes for the inevitable. Frozen water pipes are a primary fear for homeowners in the winter, and for good reason – it’s Read More

Top Reasons to Make a Will

Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a morbid Read More

What Does My Business Owner’s Policy Actually Cover?

Determine what your Business Owner’s Policy (BOP) covers. A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in Read More