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Taking Care of You and Your Business

Perry & Carroll protects the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.

Welcome To Perry & Carroll

We're Part of Your Community

Perry & Carroll is one of the largest independent insurance agencies serving New York State’s Southern Tier and Pennsylvania’s Northern Tier. Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life. READ MORE…

Replacement Cost vs. Actual Cash Value

Choosing Between Actual Cash Value & Replacement Cost

Replacement Cost Vs. Actual Cash Value When you purchase a homeowners insurance policy, you must consider which coverage options would best protect your assets. However, many homeowners do not know whether or not they should opt for replacement cost coverage or actual cash value reimbursement. This Read More

Storms and Power Outage Safety

Helpful Tips For Storms And Power Outage Safety

Preparing For Unexpected Power Outages As storms continue to hit our beautiful, snow-covered state, it is important that you take a moment to prepare ahead of time for unexpected power outages. Homeowners along the East Coast simply cannot afford to neglect the importance of preventative action. Read More

Most Common Driving Distractions

Avoiding Distractions & Enhancing Safety

Most Common Driving Distractions And Safe Driving Tips Despite popular belief, cell phone use is not the only form of distracted driving. There are three main types of driving distractions, and each proves to be equally as dangerous as the other: visual, manual, and cognitive. We want to help you Read More

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