Taking Care of You and Your Business

Perry & Carroll protects the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.

Welcome To Perry & Carroll

We're Part of Your Community

Perry & Carroll is one of the largest independent insurance agencies serving New York State’s Southern Tier and Pennsylvania’s Northern Tier. Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life. READ MORE…

When Should Your Spouse Get Life Insurance?

Speaking to your spouse about death is a great way to bring down the mood of the entire room, but you need to do it. One of these days, Alice . . . Bang! Zoom! You’re going to get a life insurance policy! The Honeymooners aside, death is a very serious issue and grief may not be the only thing you Read More

Is Distracted Driving Even All That Dangerous?

The dangers of distracted driving all stem from our inability to process information at high speeds. Highway safety experts blame inattentive/distracted drivers for 80 percent of all car accidents. So with just a few seconds of additional awareness on the road, we have the potential to eliminate 80 Read More

Should You Insure Your Vacant Home?

In today’s real estate market, sellers are often left no choice but to move and leave their properties vacant until it sells. A vacant home is an attractive nuisance that appeals to vandals and thieves. Vacant homes present numerous liability issues that an inhabited home does not. Kids climbing Read More