Do Small Businesses Need Umbrella Insurance?

Is it worth small businesses getting umbrella insurance?  When it comes to commercial insurance, small business owners do not have enough protection to protect themselves from liability. You may think that you have the right coverage in place for your small business’s needs, but accidents happen. One sizable lawsuit or disaster can be all it takes Read More

Does Your Small Business Need Cyber Insurance?

How your business can benefit from a cyber liability insurance policy. Cyber liability is a hot topic, with large amounts of cyber attacks making the news. With more and more businesses waking up to the daunting reality of cybercrime, cyber insurance is becoming a must-have insurance policy. So, does your company need cyber insurance? Businesses Read More

How to Prepare Your Business for the Most Common Types of Insurance Claims

Secure reliable business insurance to protect against common claims. As a small business owner, you’ve likely heard that business insurance is important. However, most business owners fall into the trap of believing that insurance is only for extraordinary events. Unfortunately, workplace losses occur much more frequently than business owners Read More

Do You Need Employers Liability Insurance?

How employer’s liability insurance protects your business. Employer’s Liability insurance is one part of a Workers’ Compensation insurance policy. The two work together to provide an umbrella of coverage that protects a business against liabilities arising from injuries or death of an employee. Together, they are critical to a business that could Read More

What Does My Business Owner’s Policy Actually Cover?

Determine what your Business Owner’s Policy (BOP) covers. A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in your care, custody or control. In essence, BOPs Read More

Is Your Small Business Prepared for a Winter Storm?

Storm preparedness tips for your small business.   As Game of Thrones always reminds us, ‘winter is coming.’ Thursday, December 21st will mark the start of winter, and now is the time to ensure that your business is ready for what is to come. Winter storms can impact any business, large and small, but there are certain ways to can prevent Read More

What You Should Know About Employee Fraud

Hoping you hired the right team isn’t enough – tackle employee fraud before it starts.  No business owners want to believe that they are ever at risk of employee fraud. Each owner would like to think that they treat their team well and that no member would ever think about committing fraud. Unfortunately, this isn’t always the case. Small Read More