Should Your Business Use an Independent Insurance Agent?

Contrary to popular belief, cutting out the middleman is not always a good thing.  In this day and age, there are many direct insurance companies who sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The thinking behind this is that because you’re eliminating an extra person, the Read More

Tips on How to Conduct a Home Inventory

Simplified steps for creating your home inventory! You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think. For this reason, home insurers ask homeowners to complete a Read More

Drive Easy This Summer with These Tips

Brush up on these summer driving tips before cruising the roads this season. Summertime is here! With the weather heating up and the days getting longer, many people will head on vacation, take some quality time off work, and enjoy the season ahead. While the crowds out and about increase, so does the traffic. The more people, the more risks there Read More

Do Small Businesses Need Umbrella Insurance?

Your small business may lack in size, but not in risks. Many small businesses mistakenly believe that umbrella insurance is predominately for larger businesses. Generally speaking, umbrella insurance is for any business whose risks are great enough. The main function of commercial umbrella insurance is to extend your liability coverage. Liability Read More

How to Insure Your Home Business

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 of coverage for business equipment, which is likely Read More

What is Services Line Coverage?

Should you consider services line coverage for your home? Most homeowners don't realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. The cost of repairing or replacing underground service lines is costly and not covered by most homeowners policies. Losses can easily total Read More

What is New Car Replacement Insurance?

Should you get new car replacement insurance to protect your investment? When you buy a new car, you expect it to last you. However, accidents happen – whether or not you’re in your new car. Fortunately, you don’t have to lose out on your car when an incident happens – new car replacement insurance is there. What is New Car Replacement?  Buying Read More

3 Tech Tools for Seniors Living Alone

Smart technology tools to make independence easy and safe. Seniors that live alone face unique risks. They do not have a roommate to help them with home maintenance tasks, nor the unlimited range of ability to do everything on their own. Luckily, senior homeowners do not always need to move into a care home or downsize. With the use of evolving Read More

The Benefits of Using an Independent Agent for Health Insurance

Tailor your health insurance policy with the help of an independent agent. Everyone’s needs, health, and lifestyle are different. For this reason, buying a health insurance policy that’s designed to cover some of your needs could be a mistake. Fortunately, enlisting the help of an independent agent can help you get your health insurance policy Read More

Top Questions to Ask Your Agent When Looking for Home Insurance

Don’t forget to ask these questions when shopping for your homeowners insurance. You wouldn’t go into many purchases without doing your research. The same applies for insurance, too. Being an informed customer helps you to know what homeowners insurance is best for your property and needs. Homeowners should also ask a series of questions before Read More