Do Small Businesses Need Umbrella Insurance?

Your small business may lack in size, but not in risks. Many small businesses mistakenly believe that umbrella insurance is predominately for larger businesses. Generally speaking, umbrella insurance is for any business whose risks are great enough. The main function of commercial umbrella insurance is to extend your liability coverage. Liability Read More

How to Insure Your Home Business

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 of coverage for business equipment, which is likely Read More

What is Services Line Coverage?

Should you consider services line coverage for your home? Most homeowners don't realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. The cost of repairing or replacing underground service lines is costly and not covered by most homeowners policies. Losses can easily total Read More

What is New Car Replacement Insurance?

Should you get new car replacement insurance to protect your investment? When you buy a new car, you expect it to last you. However, accidents happen – whether or not you’re in your new car. Fortunately, you don’t have to lose out on your car when an incident happens – new car replacement insurance is there. What is New Car Replacement?  Buying Read More

3 Tech Tools for Seniors Living Alone

Smart technology tools to make independence easy and safe. Seniors that live alone face unique risks. They do not have a roommate to help them with home maintenance tasks, nor the unlimited range of ability to do everything on their own. Luckily, senior homeowners do not always need to move into a care home or downsize. With the use of evolving Read More

The Benefits of Using an Independent Agent for Health Insurance

Tailor your health insurance policy with the help of an independent agent. Everyone’s needs, health, and lifestyle are different. For this reason, buying a health insurance policy that’s designed to cover some of your needs could be a mistake. Fortunately, enlisting the help of an independent agent can help you get your health insurance policy Read More

Top Questions to Ask Your Agent When Looking for Home Insurance

Don’t forget to ask these questions when shopping for your homeowners insurance. You wouldn’t go into many purchases without doing your research. The same applies for insurance, too. Being an informed customer helps you to know what homeowners insurance is best for your property and needs. Homeowners should also ask a series of questions before Read More

How to Secure Trampolines and Patio Furniture in Your Yard

Trampolines and patio furniture are all fun and games until the winds pick up. Part of making the most of the spring and summer months means getting outside and enjoying the sunshine. However, as you know, the New York weather can be temperamental. If winds start to pick up in your area, you will need to secure your trampoline and patio Read More

Will Customizing My Car Impact my Auto Insurance Premium?

You may have turned your car from a zero to hero, but you may have incidentally turned your auto insurance from inexpensive to expensive.  Did you make your car go from a standard common sedan to one that could potentially land a spot in the latest Fast and Furious movie? If so, we want to congratulate you on your awesome-looking car, but we also Read More

Spring Break Road Trip Tips to Keep You Safe

Spring break is right around the corner, which means that many of us will be packing our cars and heading out for a fun road trip with friends and family.  A spring break road trip is the perfect time to get to know the many landscapes of our country. The lush forests of the east, the great plains of the midwest, and the arid deserts and mountains Read More