Mind the Gap: Common Lapses in Auto Insurance

Find out if your car insurance policy has substantial gaps.  Motorists purchase auto insurance to protect themselves, their vehicle, and their finances from suffering a loss during an accident. When it comes to deciding on a policy that offers such protection, many select the cheapest policy. However, such a policy may not offer coverage for some Read More

The Insurance Your College Kid Needs

Now that your student is bound for college, ensure that they are fully protected. If your child is college-bound, insurance may not be an obvious concern – although, it should be. Once they go to college, the students’ health, auto, and property insurance need changes and updates to keep them safe away from home. Property You can start by Read More

How You Can Celebrate National Preparedness Month

 Get prepared for any accident or disaster. As the summer nights close in and the autumn months approach, now is the time to prepare for any accidents that may occur. Until you experience a disaster, you may not think very much about preparing for any unfortunate situation. However, taking the time to make sure that you are prepared for any Read More

What You Should Know About Your Car Rental in New York

Important information about your rental car auto coverage in New York. Whether you’re taking a trip or your current car is in the shop, you may be looking for a car rental. If this is the case, it’s important to be aware of certain information that applies to car rentals in New York. New York State law requires all auto liability insurance Read More

New Car? Learn How You’re Protected with Replacement Coverage

Have you splashed the cash on a new car? Don’t forget about the necessary insurance to protect it, too. There’s no feeling quite like driving your new car off the dealership’s lot, and cruising the roads for the first time. Everything is sparkling, new, and also completely costly to replace. So when an accident happens in your new vehicle, you Read More

Why Utility Line Coverage is a Must

Don’t wait until disaster strikes – Secure Utility Line Coverage for your property. As a homeowner, you do your fair share of upkeep around the house. From locking the doors at night to cleaning out the gutters, owning and maintaining a home is no small feat. What most homeowners don’t realize is that they are responsible for repairing or Read More

Find Out What Equipment Breakdown Coverage Is & Why You Need It

Protect your personal possessions with Equipment Breakdown Coverage. Any homeowner will know that replacing and repairing appliances such as furnaces, air conditioners, fridges, and TVs can get very expensive very quickly. What’s worse is that you don’t know when these appliances will go kaput, so there’s no way of being prepared. These expensive Read More

How to Choose the Right Deductible

Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home and auto insurances all have deductibles, so it’s Read More

Should Your Business Use an Independent Insurance Agent?

Contrary to popular belief, cutting out the middleman is not always a good thing.  In this day and age, there are many direct insurance companies who sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The thinking behind this is that because you’re eliminating an extra person, the Read More

Tips on How to Conduct a Home Inventory

Simplified steps for creating your home inventory! You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think. For this reason, home insurers ask homeowners to complete a Read More