Do You Have Gaps in Your Homeowners Insurance?

Here's how to know if you have protective homeowners insurance. Despite the fact that a person’s home is likely their most valuable investment, homeowners insurance is highly undervalued. As consumers, we get taken up in nickel and diming our auto insurance policies and paying close attention to what is and what isn’t included. Meanwhile, we Read More

How to Maintain Your Water Heater

Draining Your Water Heater You may not realize how often you use your home’s water heater – but that changes the moment it breaks. To help it run worry-free and even extend its life, check out these water heater maintenance tips. Drain Your Water Heater Always read over your owner’s manual before draining your water heater. If you’re Read More

Easy Ways to Prevent Frozen Pipes

Prevent Your Home’s Pipes from Freezing The winter is well and truly here, meaning that temperatures are continuing to drop. As the mercury drops, we need to prepare our homes for the inevitable. Frozen water pipes are a primary fear for homeowners in the winter, and for good reason – it’s estimated that pipes freeze in around 50 million Read More

Top Reasons to Make a Will

Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a morbid topic to consider, it’s important that you do. Read More

What Does My Business Owner’s Policy Actually Cover?

Determine what your Business Owner’s Policy (BOP) covers. A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in your care, custody or control. In essence, BOPs Read More

Top Practices to De-Ice Your Sidewalk

Don’t let winter ice send you slipping and sliding down your sidewalk.   The season of ice and snow is upon us, and in New York, sometimes there is no escaping the black ice and slippery snow. These two weather conditions can wreak havoc for any homeowner or business. Whether you’re hosting friends, family, or guests, or simply trying to get to Read More

How to Winterize Your Home While You’re on Vacation

Safeguard your property while you’re out of town. Are you heading to a warmer climate this winter? Whether you’re heading to the beach house for the end of the year or hitting the slopes, there are a few precautions to take to protect your home while you’re away. Clean the fridge. Even if you’re heading out of town for a week, take the time Read More

Preparing Your Snowmobile for the Winter Season

Here's how to get your snowmobile ready for the upcoming season. When the weather outside is frightful, it’s playtime for snowmobile enthusiasts. Before you head out on the fresh, white snow, take the time to ready your vehicle. With a little maintenance and some winter prep, you’ll be blasting trails and cruising tours like no tomorrow. What’s Read More

Is Your Small Business Prepared for a Winter Storm?

Storm preparedness tips for your small business.   As Game of Thrones always reminds us, ‘winter is coming.’ Thursday, December 21st will mark the start of winter, and now is the time to ensure that your business is ready for what is to come. Winter storms can impact any business, large and small, but there are certain ways to can prevent Read More

What You Should Know About Employee Fraud

Hoping you hired the right team isn’t enough – tackle employee fraud before it starts.  No business owners want to believe that they are ever at risk of employee fraud. Each owner would like to think that they treat their team well and that no member would ever think about committing fraud. Unfortunately, this isn’t always the case. Small Read More