Tag: auto insurance

Ways to Save on Premium

Written by Rose Jerzak, Personal Lines Account Manager Insurance is something we purchase that we hope we never need. Your insurance policy can protect your investments, such as a new car or your home. One auto accident or large windstorm could cause thousands of dollars in damage … your insurance policy can help with the […]

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What Is and Why do I Need Umbrella Coverage?

Written by Corine Cowles, Personal Lines Manager To err is human; to purchase an umbrella policy is smart. An umbrella policy provides extra liability coverage over, and in addition to, other insurance policies you have purchased, such as commercial insurance policies for your business or personal insurance policies for your home(s), auto(s), and toys (boats, […]

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Will Customizing My Car Impact my Auto Insurance Premium?

You may have turned your car from a zero to hero, but you may have incidentally turned your auto insurance from inexpensive to expensive.  Did you make your car go from a standard common sedan to one that could potentially land a spot in the latest Fast and Furious movie? If so, we want to congratulate you […]

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Spring Break Road Trip Tips to Keep You Safe

Spring break is right around the corner, which means that many of us will be packing our cars and heading out for a fun road trip with friends and family.  A spring break road trip is the perfect time to get to know the many landscapes of our country. The lush forests of the east, […]

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How to Check Your Tire Tread

Tires are the things upon which you rely to keep your car under your control, so it is important that the tire tread be up to regulation.  For every one out of 11 traffic accidents, it is thought that the tires are one of the factors that led to that accident. Under inflation, blowouts, tread […]

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How to Insure a Leased Car

If you lease a car what insurance do you have to get and how do you insure it? There are now a good amount of people who are choosing to lease their cars rather than buy them. The dealer from which you lease “your” vehicle will require you to purchase comprehensive and collision insurance. Moreover, […]

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Insurance Resolutions for 2017

You may be thinking about your New Year’s resolutions, but why not make some you can actually keep throughout the year? The most popular New Year’s resolutions are hitting the gym and going on a diet. Both of these require an intense amount of dedication and tenacity, which is probably why these two resolutions are not […]

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Apps to Help Your Teen Driver

Your teenager is finally learning to spread their own wings and get a new sense of freedom, and driving only adds to that sense. Receiving their driver’s license is almost like a rite of passage for all teenagers. It brings along new freedoms, but with those freedoms comes great responsibility. While you may trust your […]

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Winter Driving Safety Tips

The winter is here and the snows will soon follow; are you aware of these winter driving safety tips?  Buckle up and brace yourselves: Winter is coming. Winter and snowfall may be a visually stunning site, prime for any Natural Geographic documentary, but these conditions make the roads very dangerous. And if you are unaware […]

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Holiday Road Trip Tips

Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]

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Why Cheap Coverage Is Rarely Best

Cheap auto insurance coverage can seem to be enough coverage, but you may come to realize that that’s rarely the case. “You get what you pay for.” This is a common saying relating the quality of something to its price. A high cost is generally associated with high quality, while the opposite is true of a low-cost […]

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The Dangers of Autumnal Driving

The autumn is a beautiful season, but it does not come without its own unique driving risks.  The fall is a time to wear comfortable sweaters, watch the leaves turn colors, and eat delicious apple pies. For drivers, the season brings no relief as even the wonderful fall comes with its own set of unique […]

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What to Do After a Car Accident

Car accidents a part of driving, but what do you do after you are involved in one? Here’s what to do after a car accident.  Humans are terrible drivers: we have terrible attention spans and awful reaction times, especially when travelling at highway speeds. These two defects are at the heart of nearly every accident […]

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Buying Auto Insurance for Your Teen Driver

Learn how you can save on auto insurance for your teen driver with these easy steps! Driving may be a rite of passage for teenagers, but for parents, it only increases your stress levels. Will they drive safely? Will other drivers be safe around them? All questions that you constantly repeat over and over in […]

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Pet Car Safety Tips You Need to Know

Pets depend entirely on us for their survival, so it’s up to us to keep them safe when they ride with us. For pet parents, a trip is no fun if the furry four-legged member of the family can’t come. But traveling in a car is always a risk, and now your furry family member […]

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When It Comes to Auto Insurance, What Covers What?

Auto insurance can be a little confusing to comprehend, especially because of all the many terms that exist within it. A good running car has many components that must be in proper working condition for it to run well; otherwise, you’re just that person stalled on the side of the road with their blinkers on. An […]

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Is Distracted Driving Even All That Dangerous?

The dangers of distracted driving all stem from our inability to process information at high speeds. Highway safety experts blame inattentive/distracted drivers for 80 percent of all car accidents. So with just a few seconds of additional awareness on the road, we have the potential to eliminate 80 percent of all crashes! A few seconds […]

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First-Time Homebuyer Tips: Homeowners Insurance

Purchasing a new home can be a real rodeo. Don’t let homeowners insurance add on to that stress. When you’re in the process of purchasing your first home, your attention can easily be diverted into hundreds of different aspects of the home buying experience. It’s easy to see how you would place little—or any at […]

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How One Infraction Can Total Your Auto Insurance

Traffic violations, even minor ones, can increase the monthly premium of your auto insurance. In the eyes of your insurance company, there is no such thing as a minor traffic ticket. Auto insurance isn’t the most expensive item in your monthly budget, but it is also not money you have lying around every month. It […]

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Safe Dog Driving Tips

Safe dog driving tips are not tips on how to make your dog a better driver, they’re to keep them safe while they ride with you! Sensible drivers buckle up before they hit the road, but the majority of people’s dogs are without seatbelt and are sticking their heads out of the window, which is […]

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This Guide Will Make Car Shopping Easy!

Car shopping doesn’t have to be difficult with this easy guide. If it is time for you to buy a new car, you may be having mixed feelings. While getting to enjoy a brand new car can be exciting, making sure you choose the right vehicle for your needs can be very stressful. Use this […]

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Back to School Safety Tips

Start off the new school year right with enforcing good precautions. With your kids back in school, it is an important time of year to protect and prevent any injuries and illnesses! You can start by preparing your child for the new school year by following these safety tips: Use Extra Caution Around Schools Drive […]

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Why Umbrella Insurance Coverage Matters

Whether you own a business or have a family, umbrella insurance is important.      As a responsible adult, you’ve secured insurance coverage for your most important assets. You have probably read through those policies and noted that there are policy limits, though. What happens when you hit them? When you hit your cap on your […]

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Avoiding Distractions & Enhancing Safety

Most Common Driving Distractions And Safe Driving Tips Despite popular belief, cell phone use is not the only form of distracted driving. There are three main types of driving distractions, and each proves to be equally as dangerous as the other: visual, manual, and cognitive. We want to help you navigate the roads without putting […]

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