I’m Self-Employed … Now What About Health Insurance?
Written by Bethany DeMott, Group Benefits Account Manager Traditionally our employer determines our health insurance, so where can you obtain health insurance when you are self-employed? This can often be the biggest pain point when deciding to take the leap and cut ties with your desk job. Shopping for health insurance is a daunting task. […]
Read MoreChanges to NYS Paid Family Leave
In 2023, the maximum employee contribution rate has been reduced by 10%. As the state’s average weekly wage for 2023 increased to $1,688.19, the maximum weekly benefit available to employees increased by $62.72 to $1,131.08 (67% of the state’s average weekly wage). In addition to the information above, another change taking effect on 1/1/2023 is […]
Read MoreNew COBRA Subsidy Information
The COBRA subsidy began April 1, 2021 and lasts through September 30, 2021. To be eligible, employees: Must have a COBRA qualifying event that is a reduction in hours or an involuntary termination of a covered employee’s employment; Must elect COBRA continuation coverage; Must not be eligible for Medicare; AND Must not be eligible for […]
Read MoreOur Response to COVID-19
To our valued customers: As your trusted independent insurance agency, our goal is to help protect your quality of life. During these uncertain times we understand there are a lot of concerns about how COVID-19 will affect your life in one way or another. Our goal is to reduce the risk of exposure and protect […]
Read MoreCMS Disclosure Requirement for Employer Health Plans
Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year to complete the form. For […]
Read More3 Tech Tools for Seniors Living Alone
Smart technology tools to make independence easy and safe. Seniors that live alone face unique risks. They do not have a roommate to help them with home maintenance tasks, nor the unlimited range of ability to do everything on their own. Luckily, senior homeowners do not always need to move into a care home or […]
Read MoreUsing an Independent Agent for Health Insurance
Tailor your health insurance policy with the help of an independent agent. Everyone’s needs, health, and lifestyle are different. For this reason, buying a health insurance policy that’s designed to cover some of your needs could be a mistake. Fortunately, enlisting the help of an independent agent can help you get your health insurance policy […]
Read MoreHow to Ensure Safe and Fun Outdoor Activities for Kids
Children having fun is an important part of their development, but making sure they stay safe assures they have time develop. When you are planning fun days for your kids it’s important not to lose sight of the “fun”damental needs of your children. As planning evolves, don’t hesitate to run ideas by your risk management […]
Read MoreHoliday Safety Tips: Fourth of July & Fireworks
The 4th of July is a great day for celebration, but some things, like fireworks, should really be left to the professionals. Independence Day is America’s birthday, and every American celebrates with hotdogs, hamburgers, and fireworks. While not legal in all 50 states, some families celebrate by setting of their own fireworks right in their […]
Read MoreThe Importance of an Independent Insurance Agent
Contrary to popular belief, cutting out the middle-man is not always a good thing. In this day and age, there are many direct insurance companies who cut out the middle man and sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The logic […]
Read MoreSt. Patricks Day Safety
2 tips on how to stay safe this St. Patrick’s Day. St. Patrick’s Day is a great time to spend with your friends and family. But you should know that there is a dark side to St. Patrick’s Day that not even Darth Vader would wish upon his worst of enemies: drinking and driving. Use […]
Read MoreHealth Insurance Deadlines You Need to Know
Mark your calendar for these health insurance deadlines. It’s not just the holiday season, it’s also health insurance season. Right now, we’re in open enrollment. That means that you can currently buy the health insurance coverage you need for 2016 – but you won’t be able to do so for long! Make sure you’re protected […]
Read MoreOpen Enrollment Deadlines You Need To Know This Fall
Mark these open enrollment deadlines on your calendar today! Fall is officially here, bringing a crispness to the air, pumpkin-flavored everything to our coffee shops and grocery stores, and the chance to get the healthcare you need. That’s right, we’re about to enter another open enrollment period! So you don’t miss your chance to get […]
Read MoreHeart Healthy Recipe For American Heart Month
Enjoy This Maple Grilled Salmon And Do Right By Your Heart February is American Heart Month, meaning it is a crucial time to bring awareness to the fact that cardiovascular disease is the top killer of men and women in the United States. This disease is preventable with healthy lifestyle choices, so protect your heart […]
Read MoreDon’t Miss The Open Enrollment Deadline In February!
Obamacare Open Enrollment Period Coming To An End With only a little over a month left in the Obamacare open enrollment period, it becomes increasingly more important that individuals who do not yet have health insurance and those who want to alter their coverage take action soon. The open enrollment period will conclude on February […]
Read MoreAre You Ready for the Open Enrollment Period?
The Obamacare open enrollment period is just around the corner, meaning it is time to get covered! The last thing you want to do is miss the open enrollment period and be faced with unnecessary penalties that can exceed the costs of obtaining health coverage in the first place. We want you to be both […]
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