5 Wiring Hazards That Can Damage Your Property
Keeping your house and home safe! Electric power is one of the greatest inventions that supply us with light, entertainment, and a wealth of opportunities. This is all realized and appreciated when power outages and blackouts happen and we are left in the dark. Literally. If not properly handles, electrical power poses a threat to […]
Read MoreHosting Thanksgiving? Know Your Risks!
Protect your home on one of the nation’s favorite holidays! Now that Thanksgiving is rapidly approaching, as a host, you may be preparing the home for friends and family. This is truly a time for spending time with loved ones, giving thanks, and enjoying a delicious, homemade meal! So that your home stays well protected, […]
Read MoreDoes Your Drone Need Insurance?
With rise of drones flying around, the number of claims, legal issues, and cases have been on the increase. The small unmanned aircraft vehicle (UAV) industry has blown up in the commercial and personal market. From surveying land, to finding missing people, to filming content, drones have shown that they are diverse, affordable, and beneficial […]
Read MoreFall Maintenance Checklist For Your Home
Home maintenance checklist to do when the time changes this fall. On November 1st, it’s time to “fall back” because daylight saving time ends at 2:00 a.m. When you change the clocks, it’s the perfect time to tackle those twice-yearly home maintenance to-dos. By getting in the habit of doing them when the time changes, […]
Read More10 Tips for Preparing Your Home for Fall
Follow these home maintenance tips to keep your house protected during the cooler months. Now that the fall season is rapidly approaching, it is time to prepare your home for the colder days and winter weather. While New York often predicts severe weather during the later months of the year, it is important to be […]
Read MoreWinterizing Your Summer Vacation Home
How to get your summer home ready for the winter season. Where did the summer go? Suddenly, it’s already the end of August and we’re all getting ready to start the colder parts of the year. That likely has you ready to lock up your summer cabin, villa, or other type of home, but […]
Read MoreCollege Students: Do You Need Renters Insurance?
What college students need to know about protecting their stuff. When you get ready to head off to college, you have a lot to think about. Between organizing your class schedule, buying all of your text books, and coordinating with your future roommates, insurance might be far from your mind. It shouldn’t be, though, […]
Read MoreThe Insurance You Need While Moving
When moving, is your personal property protected? Whether you’re moving houses or undergoing a renovation, you’ll probably find a time in the future where you have to pack up all of your personal property into boxes. While those boxes are in your house, you know they’re covered by your homeowners insurance. What happens when […]
Read MoreHelpful Tips For Securing Your Home While On Vacation
Protecting Your Home While Vacationing Securing your home while on vacation is extremely important, as home burglaries tend to peak during the summer months. There is no reason to leave your home vulnerable just because you are out enjoying yourself on the other side of the world, which is why we have compiled a list […]
Read MoreLiability Risks Of Garage Sales For Homeowners
Insurance Risks Associated With Garage Sales Hosting a yard sale or participating in a community-wide rummage sale is a great way to provide your possessions with a second life and make some extra cash. However, it is important to consider the insurance risks associated with garage sales. We want to help ensure you have the […]
Read MoreUnderstanding Homeowners Insurance & Police Raids
Picking Up Where Your Coverage Falls Short With all of the riots and police raids in the news, it is important to think about the insurance implications of these tragic events. On the rare occasion authorities must enter a home in order to further pursue a suspect, unfortunate results may occur, especially when it comes […]
Read MoreChoosing Between Actual Cash Value & Replacement Cost
Replacement Cost Vs. Actual Cash Value When you purchase a homeowners insurance policy, you must consider which coverage options would best protect your assets. However, many homeowners do not know whether or not they should opt for replacement cost coverage or actual cash value reimbursement. This is an extremely important decision regarding your coverage, emphasizing […]
Read MoreGet The Most From Your Annual Insurance Review
Annual Insurance Review Your insurance coverage is not a one-and-done product. It is important that you review your homeowners insurance and auto insurance annually to ensure you have the proper coverage. When you meet with your insurance agent for your review, here are a few questions you should ask. Do I Need To Update My […]
Read MorePreventing Ice Buildup On Your Roof
Protect Your Home By Using These Tips As winter is in full swing, you have probably put a good deal of thought into how to protect your vehicle on the icy roadways and yourself in the chilly temperatures. Have you, however, also considered protecting your home? While it offers protection to you, you should prevent […]
Read MoreConfirming Adequate Homeowners Insurance Coverage
Scheduled Personal Property Coverage & Home Inventory Updates The holidays have come and gone, which means it is important that you make time for insuring holiday gifts. Chances are, you have received or purchased a few things of value during 2014, which means it is time to update your home inventory and schedule any valuable […]
Read MoreDoes My Policy Cover a Water Main Break?
Why Your Homeowners Insurance Policy May Not Cover Water Mains As the rains continue to make its way in, it becomes increasingly more important for homeowners to become aware of ways to protect their homes. In doing so, you must confirm coverage of your homeowners’ insurance policy. Unfortunately, having the policy is not enough, as […]
Read MoreHoliday Home Safety for a Merry Season
Maintaining Holiday Cheer in the Home As you decorate your home in holiday cheer, it is extremely important that you realize the present fire hazards and take measures to reduce the risks. Your lights and decorations must be displayed in a way that ensures safety and security for you, your family, and your home. When […]
Read MoreThe Importance of Fireplace Cleaning and Inspection
As the New York winter fast approaches, it becomes increasingly more important that we prepare our homes for the change in scenery. There are a variety of maintenance tasks and preventative measures that should be on your home maintenance checklist, however, some tasks are more important than others. If you will be one of the […]
Read MoreWater and Sewer Backup Coverage
The standard homeowners’ insurance policy is very specific about which types of water damage it chooses to cover. Despite popular homeowner belief, your homeowners’ insurance policy will likely not cover water damage caused by sewer backup or water backup. In order to receive coverage for these common situations, you must opt for the extra coverage. […]
Read MoreFall Home Maintenance Checklist
When you first purchased your home, you probably thought all the hard work was done. However, within months of moving in, you were probably faced with a reality check. Your home requires constant attention and upkeep. As we prepare to welcome the new season, we must take out the fall home maintenance checklist and get […]
Read MoreWhat You Need To Know About Insuring Your College Student
Sending your child off to college requires careful planning and consideration. One factor that many parents fail to tend to is the insurance implications of their new college student’s big move. As their lifestyle changes, so does their need for certain insurance products. We understand you have a lot of planning on your hands and […]
Read MoreHigh Value Homeowners Insurance
As a high value homeowner, you have additional responsibilities that the typical homeowner does not have. For one, your finely built home will require additional protection. Many high value homes contain structures and features that are not typically covered by the standard homeowner’s insurance policy, even if you raise your limits. Your high value homeowner’s […]
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