We’re Part of Your Community

Perry & Carroll is the largest independent insurance agency serving New York State’s Southern Tier and Pennsylvania’s Northern Tier.  Our office on West Church Street in Elmira, NY is conveniently located with ample free parking and handicap accessibility. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life.

When Life is Good

When life is good, you need to assure that an emergency, loss, or disaster does not change your quality of life. At Perry & Carroll, we are here for you in the good times, and the bad, to protect the people and life style that you value.  We offer the resources of a large insurance agency representing most major companies matched with personalized service.

A complete portfolio.  Our extensive portfolio contains every type of personal and commercial insurance product available from a variety of top-rated companies.  As your coverage needs change, we can change with you, making Perry & Carroll the only insurance agency you will ever need.

Top notch specialists. Many of our agents are specialists in unique insurance products and services, such as health and group benefits and property and casualty.  This allows Perry & Carroll to provide you with the most up-to-date product recommendations, as well as sound advice you can trust.  Many employees hold advanced professional accreditations and designations.

Relationships for a lifetime.  Our employees provide you with personalized attention and service. You can count on us to listen to your needs – and your dreams – to ensure that we provide you with the best coverage possible.  We have also invested in leading-edge insurance software systems and individual e-mail accounts to serve you better.

Clout that pays off.  Our size and experience give us the upper hand when we negotiate a policy for you – a distinct advantage we have that a small competitor cannot match.