This New Year, Resolve to Review Your Insurance

The new year is the perfect time to review your insurance coverage. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: checking your current insurance policies. Read More

The Importance of Personal and Commercial Umbrella Policies

Could you or your business benefit from an umbrella policy? When it comes to getting insurance, many individuals and business owners purchase the bare minimum and hope that the worst won’t happen to them. The reality is that disasters can happen to anyone and any business. When the worst does happen, an umbrella policy can step in to protect your Read More

How to Protect Your Vehicle from Road Salt Damage

Reduce salt corrosion with these basic car care tips.   Winter in New York is here! The temperatures have dropped and motorists across the state are facing adverse driving conditions. When the weather forecast predicts snow and ice, salt on our roads is a welcome sight. Although heavy-duty road salt is fundamental to our winter road safety, it can Read More

How to Avoid Common Winter Hazards at Home

Guarding against these winter home hazards. As the weather turns cooler – and in New York, downright cold – we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. To prevent disasters during the merriest of seasons, check out these tips. Water Damage The colder temperatures can freeze Read More

Stay Merry and Bright with These Holiday Fire Prevention Tips

Fire safety tips for the holidays.   While the festive season is one of our favorite times of the year, it’s also a season when residential fires are most frequent. Christmas Day and New Year’s Day are two holidays where home fires are common, in addition to causing more damage than usual. When the source of the fire is a highly flammable Read More

Tips to Get Your Vehicle Ready for Winter Weather

Snow, ice, rain – is your vehicle ready for it?  The New York winters are harsh and cold. While we turn up the heat and dig out the warm blankets, we should spare a thought for our vehicles. A little bit of preparation goes a long way to ensure our vehicles are ready for the cold months ahead. These simple steps can help to prevent you from Read More

5 Ways to Protect Your Home From Power Outages This Season

Steps to prepare your home for a power outage and protect appliances. When the weather report predicts any type of storm, it’s time to prepare for the possibility of an electrical outage. Most cold-season power failures happen when these storms bring freezing rain and high winds that damage power lines and equipment. It’s when we’re stumbling Read More

How to Stay Safe When Driving Over Thanksgiving

While you prepare the family for a holiday getaway, read up on these safe driving tips.   The holiday season is fast approaching, which means that millions of Americans are getting ready to travel to their holiday destination. Whether you’re driving across town, state, or the country, it is likely you’ll be hopping in a car to celebrate Read More

What Drivers Need to Know About Non-Owner Car Insurance

If you don’t own a car but still drive, a non-owner car insurance policy may be a wise purchase.   Did you know that if you don’t own a car, you can still purchase car insurance? Non-owner car insurance is a special policy designed for people who don’t have a car. This coverage offers liability protection when you rent or borrow someone else’s Read More

5 Ways to Prevent Burst Pipes

Protect your property from burst pipes with these tips. A careful homeowner knows that certain risks to the property will never completely be eliminated. One of these is the danger of burst pipes. They can happen any time of the year, in any region, and can cause flooding, property loss, mold, mildew, and structural damage. The risk of burst Read More