OTHER Health

Long-term Care Insurance

No one knows what the future holds for them. Insurance helps eliminate worry and anxiety and reduce financial loss when something unexpected occurs. Long-term care insurance is an important part of your financial and risk management strategies, aimed at making sure you can get the care you need to maintain your quality of life when a chronic illness or disability occurs. Policies can provide coverage for the cost of skilled care in a nursing home or assisted living facility, as well as skilled and unskilled care in your own home. Many policy options are available, including options that cover the costs of home upgrades so you can remain in your home as long as possible. Combined with other options like help with daily activities including dressing and bathing as well as adult day care coverage, you can maintain your quality of living without becoming a financial burden to your family and without draining your retirement savings. The younger you are, the more affordable your premiums will be, so don’t delay. Let us help you determine the coverage types that are best or your needs and your budget.

Group Dental

Studies have shown that people with poor dental care are much more likely to have poor job performance as well as an increased number of absences, yet about half of all Americans don’t have dental insurance to help cover the costs of proper dental care. Offering dental insurance benefits helps your employees stay healthy and focused on their work while positioning your company as one that cares about the needs of its employees. We offer several levels of coverage, from basic plans that focus on preventive care like checkups, cleanings and fillings to more comprehensive plans that include restorative options and even orthodontics.

Group Vision

When it’s time to design a medical benefits package, vision coverage is often overlooked by employers, yet it’s highly valued by employees. We offer plans to provide regular checkups as well as covering the costs of eyeglasses and contacts. Offering vision coverage to your employees, either as a sponsored or voluntary option, is a great way to show your employees that you value them and care about their health and the health of their family members.

Employee Voluntary Benefits

Offering employee voluntary benefits is a great way to provide additional coverage that helps employees gain access to options that would cost more if they bought them individually. Voluntary benefits allow your company to build a benefit plan that’s more flexible and competitive, making your company more attractive to top talent. At Perry & Carroll, we provide a broad selection of voluntary benefits options that can help you add significant value at little or no additional cost to your company. Let us review the options we offer so you can decide if adding voluntary employee options makes sense for your business.

Providing coverage that goes above and beyond your standard health insurance plan helps your employees handle the increasing costs of medical care as well as providing them access to benefits that could be of significant value to their lives. It’s a great way to build company morale and to attract and retain quality employees. Give us a call today at 607-734-4291 or email us at info@perrycarroll.comto learn about the types of additional coverage we can provide for your company’s benefits package.