Tag: Elmira

Buying Auto Insurance for Your Teen Driver

Learn how you can save on auto insurance for your teen driver with these easy steps! Driving may be a rite of passage for teenagers, but for parents, it only increases your stress levels. Will they drive safely? Will other drivers be safe around them? All questions that you constantly repeat over and over in […]

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What Does Landlord Insurance Do?

Even if you are the most careful of landlords, there may still be scenarios in which landlord insurance may come in handy. According to a report, more than 500 people become a landlord in the U.S. every single day. If you decide to rent a home or apartment, you are likely a candidate for landlord insurance. […]

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How to Prevent Bicycle Theft

Bicycles are an expensive luxury that many of us can’t afford to replace, so how do we keep them from being stolen? Bikes make travelling easier and when you’re a kid, it’s one of the few ways that you can get around quickly without nagging your parents for a ride. They provide free rides to […]

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Pet Car Safety Tips You Need to Know

Pets depend entirely on us for their survival, so it’s up to us to keep them safe when they ride with us. For pet parents, a trip is no fun if the furry four-legged member of the family can’t come. But traveling in a car is always a risk, and now your furry family member […]

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When It Comes to Auto Insurance, What Covers What?

Auto insurance can be a little confusing to comprehend, especially because of all the many terms that exist within it. A good running car has many components that must be in proper working condition for it to run well; otherwise, you’re just that person stalled on the side of the road with their blinkers on. An […]

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When Should Your Spouse Get Life Insurance?

Speaking to your spouse about death is a great way to bring down the mood of the entire room, but you need to do it. One of these days, Alice . . . Bang! Zoom! You’re going to get a life insurance policy! The Honeymooners aside, death is a very serious issue and grief may […]

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Is Distracted Driving Even All That Dangerous?

The dangers of distracted driving all stem from our inability to process information at high speeds. Highway safety experts blame inattentive/distracted drivers for 80 percent of all car accidents. So with just a few seconds of additional awareness on the road, we have the potential to eliminate 80 percent of all crashes! A few seconds […]

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Should You Insure Your Vacant Home?

In today’s real estate market, sellers are often left no choice but to move and leave their properties vacant until it sells. A vacant home is an attractive nuisance that appeals to vandals and thieves. Vacant homes present numerous liability issues that an inhabited home does not. Kids climbing over dilapidated fences only spells danger […]

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First-Time Homebuyer Tips: Homeowners Insurance

Purchasing a new home can be a real rodeo. Don’t let homeowners insurance add on to that stress. When you’re in the process of purchasing your first home, your attention can easily be diverted into hundreds of different aspects of the home buying experience. It’s easy to see how you would place little—or any at […]

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How One Infraction Can Total Your Auto Insurance

Traffic violations, even minor ones, can increase the monthly premium of your auto insurance. In the eyes of your insurance company, there is no such thing as a minor traffic ticket. Auto insurance isn’t the most expensive item in your monthly budget, but it is also not money you have lying around every month. It […]

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Safe Dog Driving Tips

Safe dog driving tips are not tips on how to make your dog a better driver, they’re to keep them safe while they ride with you! Sensible drivers buckle up before they hit the road, but the majority of people’s dogs are without seatbelt and are sticking their heads out of the window, which is […]

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Camping Health and Safety Tips

Before you go camping this summer, you should know how you can keep your family and the wilderness safe. Camping is a fun way to get family and friends together to enjoy the outdoors. In order to stay as safe as possible as you venture into the wild, you should plan ahead. Follow these safety […]

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How to Ensure Safe and Fun Outdoor Activities for Kids

Children having fun is an important part of their development, but making sure they stay safe assures they have time develop. When you are planning fun days for your kids it’s important not to lose sight of the “fun”damental needs of your children. As planning evolves, don’t hesitate to run ideas by your risk management […]

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The Hazards of Old Electrical Wiring

When it comes to your home and its wiring of the electrical current, it’s important to get the most current system available. Home wiring started in the late 19th century when the very first lights and telephones were first being installed. As the decades went by, technology advanced and better methods became the standard replacing […]

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How to Avoid Identity Theft

Identity theft is a real threat that affects many people every year, do you know how to combat this threat? Identity theft is not a joke; it affects millions of families every year! Identity theft is a crime where a thief steals your personal information to commit fraud. This information can be as simple as […]

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Cyber Insurance Is No Longer Optional

If you don’t carry cyber security insurance you’re going to be sorry. Cyber insurance is no longer an optional coverage for businesses. It’s not optional for insurance clients, and it’s not optional for insurance agencies. With hackers always keeping up with the latest in cyber-technology and the Internet evolving into the thing that we interact […]

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A Guide to Renting Out Your Primary Residence

If you’re thinking about renting out your primary residence, there are some things you should know. Many homeowners choose to rent out their primary residence for many reasons. Whether this occurs because of a work relocation or other reasons, this scenario does happen more often than you think. This isn’t as easy as putting your […]

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The Importance of an Independent Insurance Agent

Contrary to popular belief, cutting out the middle-man is not always a good thing. In this day and age, there are many direct insurance companies who cut out the middle man and sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The logic […]

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Essential Spring Gardening Tips

Spring is steadily approaching. Does your yard look the part? Plants are still in their hibernation period and have not yet begun to grow. Should you decide to wait until the perfect weather, you might find yourself in a losing battle against fully grown shrubs and grasses. It is way easier to do maintenance when […]

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Easter Recipes: Sweet-Hot Plum-Glazed Ham

Cook a delicious ham this Easter that’ll leave your family in awe. Ham is often seen as breakfast, or sandwich food, but when done and prepared properly it’s the perfect dish for dinner. Learn how to make a sweet-hot plum-glazed ham that will taste as good as it looks when you find the images on […]

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St. Patricks Day Safety

2 tips on how to stay safe this St. Patrick’s Day. St. Patrick’s Day is a great time to spend with your friends and family. But you should know that there is a dark side to St. Patrick’s Day that not even Darth Vader would wish upon his worst of enemies: drinking and driving. Use […]

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Commercial Insurance is More Important Than You Think

Protect what you created with commercial insurance. When you start a business, one of the more important investments you can make is acquiring commercial insurance. A good policy will protect your company from huge losses with regards to structure and finances. It can definitely be the difference between keeping your doors open, and shutting down […]

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Avoid These 3 Winter Home Hazards

Ice can take many forms in the winter which could be hazardous to you and your home. Winter puts a lot of stress on both your home’s interior and exterior. If your home is not prepared for the winter months, it could end up costing you more than a chilly night in your bed. Avoid […]

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